Saturday, August 11, 2012

Car Finance Site - 5 Tips For Car Financing [bestcomputersprices.blogspot.com]

Car Finance Site - 5 Tips For Car Financing [bestcomputersprices.blogspot.com]

The number of people fixing their own cars has reduced significantly over the last five years because of increasingly sophisticated technology in modern vehicles, a new report shows. The number of people fixing their own cars has reduced significantly ... DIY car maintenance dying out

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www.carloan4u.co.uk. Car finance experts Car Loan 4U comments on the new release of the Peugeot 508 RXH The UK's leading car finance website Car Loan 4U comments on the release of the new Peugeot 508 RXH*. The Peugeot 508 RXH is the latest estate car from the carmaker Peugeot. Available in the UK this May**, the new hybrid diesel-electric 508 RXH has innovative design features and the latest technology. The powerful 2.0 turbo diesel engine combined with the ability to rely 100% on electricity, means that the vehicle could help new owners cut fuel costs. The hybrid vehicle reaches 0-62 mph in just 8.8 seconds and can reach top speeds of 132 mph. With four-wheel drive features and low emissions of just 109g of CO2, the eco friendly car is ideal for those looking for a new car that does more than just drive. Having it's own striking identity, the 508 RXH features 'lion claw' LED lights and a front grill, far from its sis ter vehicle, the 3008 Hybrid4. Car Loan 4U Co-Director Ryan Dignan said; "The new hybrid Peugeot 508 RXH is just one of many environmentally conscious vehicles to hit the market this year. "Hybrid cars are growing in popularity and quickly becoming a must-have vehicle for new car seekers. Hybrid and electric cars have been around for a very long time, but only now is it becoming possible for most motorists to get their hands on one. "These types of vehicles have not always been attainable for motorists due to the high cost and availability. However, car ...

bestcomputersprices.blogspot.com Car finance experts Car Loan 4U comments on the new release of the Peugeot 508 RXH

Owning a car has become part and parcel of the American Dream. While it is most certainly still a privilege, to most people car ownership feels almost like a right. Somehow, it feels natural that we should own a car. To be without one, we can feel immobile, stuck and more than a little inconvenienced. And, many of our cities and towns are design in such a way that we really are at a loss in terms of getting around town if we do not have a car.



For most of us, being able to actually own a car requires that we finance it. Most of us do not have the cash on hand to simply buy a new - or even used - car outright.



If you are looking for a car finance site, here are 5 tops for car financing:



1. Get pre-approved for a loan at a local bank or credit union before visiting a dealership: Setting foot on a dealership lot signals to its employees that you are ready to wheel and deal.

It means you are fairly serious about your car purchase and are in the mood to buy soon. That's why, the more you can do to prepare in advance of actually visiting the dealership, the better position you will be in. One such move is to get pre-approved for a loan before visiting the dealership. Try your local bank or credit union: you might be surprised at the kinds of deals they may offer you.


2. Call ahead to at least 3 dealerships before paying any one of them a visit: You always retain more negotiating power before you set foot on the dealer's lot. That is why you should call around to multiple dealerships, inquiring about the particular model you are interested in and getting an initial price quote from each dealership. You will walk onto any one lot as a much more confident person, and thereby be in a better position to negotiate.



3. Find out your current credit score: Your credit score is the single most important thing that determines how good of a financing deal you will be offered. Make sure to adequately research your credit score before entering the dealer's finance office to start the financing negotiations. Make sure you find out how you score is classified (poor, fair, good, or excellent).



4. Keep the car price separate from the financing deal you get: Remember, the dealership is in business to make money. That is why it is important for your to know that the dealer stands to make money off of you in two ways:



a. by negotiating a higher price on the car



b. by getting you to agree to a high interest loan



The mistake many people who are shopping for a car at a dealership make is this: they believe that, once they have negotiated the price on the car that they wanted - they are somehow done negotiating. In other words, they believe they can let their guard down. Not so! It is not over until it is over. Until the moment you sign the financing deal with the finance department, the game is still very much in play. Be prepared and keep your wits about you.



5. If you buy your car at a dealership, do not accept the first financing offer they extend: Just as with anything else in life, it is almost never a good idea to accept the first offer someone gives you. Remember that the finance manager has a range of deals he can offer you. He would of course always like you to accept the one that allows him to collect the most interest from you that he can. But, at the same time, he would rather offer you a lower rate than see you walk out the door! So, hang tough and do not accept that first offer, no matter how good it sounds.



Follow these 5 tips and you will get a much better deal on your car financing. Suggest Car Finance Site - 5 Tips For Car Financing Articles

Question by : The car dealer says my new car purchase with 0% financing deal is not possible after 3weeks. Can I return it? I purchased a new car about 3 weeks ago with 0% financing. I have signed all the paperwork back then. And this weekend they called me and says 0% is not possible. I wonder, first, if they can change the deal after sign those papers, and second, if I can return the car, as I'm pretty tired of dealing with these people. (well, it's not a first time...) it's in Hawaii. Thank you . Best answer for The car dealer says my new car purchase with 0% financing deal is not possible after 3weeks. Can I return it?:

Answer by Otto
They aren't changing the deal. You simply didn't qualify for 0% financing. That being the case, the deal is dead. Return the car and move on. You need to make sure they don't pressure you into signing another contract or try and make you pay for the use. It is not your fault they did a delivery without insuring you were qualified.

Answer by ken k
this is a well known dodge from these bigod less than reputable dealers do/they get you in it and maybe they submit the papers and maybe they dont/get list of finance companies that turned you down at 0 percent/the dealer never submitted the deal to anybody and held it until they figure your in love and then they pull the trigger

Answer by Hank Scorpio
Well known scam. Return the car and tell them to eat it.

Answer by n
Yes, if they cant get you the deal you agreed to, you can return the car in "like new" condition.

Answer by rowdynation
At this point, they have a choice: Honor the contract you signed or take the car back. Of course, they want you to sign another contract, but you are only obligated to honor the original contract. Take the car back to the dealer and tell them the choice is theirs...you are not agreeing to anything other than what has been agreed upon previously. Good luck

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